Money.
Simplified.

Receive crypto from anywhere. Get naira automatically. Send to banks, pay bills, and get paid without waiting on a P2P buyer.

9:415G
Hi, Amaka
Welcome back
Total Balance
₦248,560.00
Pay Bills & Services
Recent
USDT received
Auto-converted
+₦67,361

Top up with crypto. Converted to naira at today's rate and credited to your main balance.

U
Tether
USDT
B
Bitcoin
BTC
E
Ethereum
ETH
S
Solana
SOL
B
BNB
BNB
T
TRON
TRX
U
USD Coin
USDC

To Tranxact user or any Nigerian bank.

Recipient
@amaka on Tranxact
Amount
5,000.00

Free between Tranxact users

Get Paid Tip Me Payments
Title
Design consultation
Amount (NGN)
45,000.00
Your link
app.tranxact.co/pay/aiden-studio
₦45,000.00

Pay from your naira balance. No extra app, no card.

Success
Transfer processed
₦100.00
to @amaka
Home
Rates
Crypto
Cards
Profile

Tap Receive, Send, Pay, or Bills

Bitcoin
Ethereum
Tether
USD Coin
Solana
BNB
TRON

How it works

Crypto in. Naira you can actually use.

01

Receive crypto

Share an address or a TranxactPay link. Clients and supporters pay in BTC, ETH, USDT, USDC, SOL, BNB, or TRX.

02

Naira hits your wallet

Every inbound crypto payment converts automatically and credits your main balance. No second wallet to babysit.

03

Spend like naira

Send to any Nigerian bank, pay airtime, data, electricity, or TV, or transfer to another Tranxact user for free.

P2P means

Chatting a stranger.

Waiting.

Hoping they release.

Crypto in.
Naira credited.

Conversion

No P2P. No extra crypto balance.

P2P means chatting a stranger, waiting, and hoping they release. Tranxact takes the crypto, converts it, and puts spendable naira in your wallet.

  • Every crypto payment converts to naira automatically
  • Funds land in your main wallet, ready to spend
  • Wrong-network warning before you share an address
Received
0.0052 BTC, external wallet
≈ ₦412,850
Auto-converted to naira
₦
Credited to wallet
Main balance
+₦412,850.00

Getting Paid!

Share a TranxactPay link anywhere. Your client pays in naira or crypto, and you see one clean balance.

For businesses, creators, events and organisations
  1. 01

    Create

    Make a link from the app.

  2. 02

    Share

    WhatsApp, Instagram, or your site.

  3. 03

    Pay

    Clients pay in naira or crypto.

  4. 04

    Balance

    You see one clean balance.

TranxactPay

Get paid anywhere you already are.

Create a link from the app. Share it on WhatsApp, Instagram, or your site. Clients pay in naira or crypto. You see one clean balance.

  • One-time invoices or always-on Tip Me links
  • QR codes for in-person and events
  • Every payment tracked in one place

Payment link

app.tranxact.co/pay/aiden-studio

₦45,000.00

Design consultation, invoice #0412

QR
Copy
Track

Continue as a guest

Make a link with just your email and a bank account. Get paid without creating a Tranxact account or downloading the app.

Get a payment link

Running an event or a business? Talk to sales

Features

One wallet.
Everything you need.

Receive, convert, send, pay bills, and get paid without a second app or a P2P chat.

One spendable balance. Fund with crypto or naira.

Tranxact users for free, or any Nigerian bank.

BTC, ETH, BNB, USDT, USDC, TRX and SOL, across 5 networks.

Invoices, tips, QR. Share and get paid.

Airtime, data, electricity and TV.

Every move is booked the way banks book it.

Infrastructure

Every transaction is recorded.

Every deposit, transfer and withdrawal is booked on a double-entry ledger, the same principle banks use, so each balance traces back to real transactions. Fees for conversion, TranxactPay and withdrawals are shown before you confirm.

DepositLedgerBalance

FAQ

Questions people actually ask

Is Tranxact a registered company?+

Yes. Tranxact Technologies Ltd is registered with the Corporate Affairs Commission (CAC) in Nigeria.

Which cryptocurrencies can I receive?+

Seven, currently: BTC, ETH, BNB, USDT, USDC, TRX, and SOL. Whatever comes in is converted to naira automatically and credited to your main balance. No separate crypto wallet to manage.

What happens if I send crypto on the wrong network?+

Blockchain transactions can't be reversed once sent. If crypto is sent on a different network than the address was generated for, those funds may be permanently unrecoverable. Always double-check the network shown before sending. This is the most important thing to get right.

Are there fees?+

Sending money to other Tranxact users is free. Small fees apply to crypto conversion, TranxactPay transactions, and bank withdrawals. The exact amount is always shown before you confirm. Payment links without an account cost ₦100 per payment, plus the usual payout fee of ₦75 to ₦150 when we send the money to your bank.

Can my business accept payments?+

Yes. Create a payment link, a QR code, or a Tip Me link from the app and share it anywhere. Every payment lands directly in your Tranxact balance.

Can I get paid without a Tranxact account?+

Yes. Get a payment link with just your email and a Nigerian bank account. We confirm your email with a code and check the bank account name. People pay through the same secure TranxactPay checkout, and we email you and send the money to your bank. Without signing in, you can receive up to ₦200,000. Sign in to Tranxact with the same email to keep receiving, up to ₦1,000,000 before you verify your ID. Your username, links and payments are already in your account.

How do I get help?+

WhatsApp +234 705 886 6702, hello@tranxact.co, or X @tranxactng.

Ready when you are.

Receive crypto, get naira automatically, and pay bills — all from one balance. Download Tranxact and get started in minutes.

Get the App

₦0 to send to Tranxact users.